"t I.LiLe i Prm hr 4i - 4 4 IMPORTANT INFORMATION REGARDING ATM TRANSFERS For your added contemenor. <Maure May I. 2012 we are etertån€ ou, Inc for rianartra between J.P frargan theol:mg and savin€s accounm For tramiers and deposas at mast ATAls. the eutoff tene is II pm Etstem time Please note. for Arkts %uh an earl ler cutoff. the ATM screen will nudy you V db: speede anoff tan< This charge will he ren ed in the seer« of you, Gearsil Trinns S Condoront Min dem& the runda Avadabblity Pare>. for Avrs ~tem and Dept« Accounta (*Wiren Your Vepant s Recervetr) All other tenns or your aceourd alger-ment reman the rome Ir you have any questbenw plente conum your J P Morgan torn As alwayrk appranw the alm and conlidence you place m 1 P Morgen J.P Morgan Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00004741 SDNY_GM_00273939 EFTA01483567