October 30,2004 - Novernba 30,2004 Page 10 of 10 Jeffrey E Epstein Primary Account Number: JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Tams For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts Of the General Terms For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank. NA. (the "Bank") Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Fonds Transfers (personal accounts only! Telephone or wnte to the Bank if you think your statanent or receipt is wrong. or It you need more mioniuttion about an electronic transaction on a statement or receipt The phone number for inquiries is pnnted on the front of this statement The address for inquirim appears below. We must hear from you no later than 60 days ante we sent you the FutsT stawmcnt on which the error or problem appeared. • Tell us jour name and account mutat •13escribe the mar or the transfer sou arc UM= ahoul, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected error. Plisse direct all inquiries to your Mogan Accomit Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, 1/O13S3 Newark, DE 19713-2107 We will investigate your complaint and will correct any error promptly If we take more than 10 business days to do this (20 business days for tnurnactions outside the U.S. and point-of-sale transactions), we will recredit your account for the amount you think is in error so that you will have use of the money during the tune it takes us to complete our investigation. In Case of Erren or Questions About Non Electronic Transfers Please examine your account