<,> SIGNS INDICATE TRUE HIGH CREDIT OR BALANCE IS < OR > AMOUNT SHOWN **** ADDITIONAL PAYMENT EXPERIENCES BUSINESS DATE CATEGORY REPTD 91+ +CELLUL/PAG 2/16/2002 2/2002 2300 Payment Terms: NET 30 Comment: CUST 10 YR CELLUL/PAG 7/21/2001 Payment Terms: NET 30 -FREIGHT 12/30/2001 <100 100% Payment Terms: NET 7 +TELECOM 8/26/2002 7/2002 1000 Payment Terms: NET 30 Comment: CUST 9 YR RECENT HIGH LAST CREDIT SALE $ BALANCE ACCOUNT STATUS -DAYS PAST DUE- 1- 31- 61- $ CUR 30 60 90 1300 100% <100 <100 100% TRADE PAYMENT TOTALS DUE- 91+ CONTINUOUSLY REPORTED: 3 TRADE LINE TOTALS: 3 HIGHEST CREDIT MEDIAN: 1000 RECENT HIGH ACCOUNT STATUS -DAYS PAST CREDIT BALANCE 1- 31- 61- S CUR 30 60 90 3400 3400 100 100% 100 100% PAYMENT TRENDS (BASED ON CONTINUOUSLY REPORTED TRADE LINES) -DAYS PAST DUE- 10 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00003320 SDNY_GNLO0272518 EFTA01481062