ARTICLES OF ORGANIZATION OF SOUTHERN FLNANC1AL, LLC I. the undersigned natural person of the age of eighteen years or more, acting as organizer of a :united liability company under the Uniform 1.4-7.ited Liability Company Act, Chapter IS. Title 13, Virgin islands Code ("Uniform Limited Liability Company .Act"), do hereby adopt the following Articles of Organization for such limited liability company: ARTICLE ONE NAM F ADDRESS AND PRINCIPAL. OFFICE Name and Address I. TM name and address of the limited liability company shall be Southern Financial, LUC {the "Company"), 9103 Port of Sale Mall, Suite St. Thomas, US. Virgin Islands 03802. The physical address and mailing address of the Company are the same. Principal Office o 2. The principal office and permanent address tor the transaction of busings oche gm any shall be the address stated in Paragraph 1 of these Articles as the physical addr n'&t the Company. Resident Agent and'Office 3. The mailing address of the Company's Anna; designated office 15. St. Thomas, U.S. Virgin Islands 03802. 7n fit ; CI Z' 0 • t-. is 9100 Por(W ma, suite The physical address of the Company's initial designated nffice is 9100 Port of Side Mali. Suite 15, St. Thomas, U.S. Virgin Islands 03802. The name of its initial resident agent at such actress is Business Bastes VI, LLC The business address of rhe resident agent and the addiess of the designated office are identical. ARTICLE TWO PURPOSE The purpose for which the Company is organized is to engage in any and all lawful business for which a limited liability company may he orgc.Ized under the Lamm lanuted Company Act and the other laws 01 the U.S. Virgin isianklA. Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00002077 SDNY_GM_00271275 EFTA01480034