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EFTA01460027

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Growth Tactical allocations Proposed allocations for taxable client (where hedge funds are suitable) Equities 67.5% $33,750,000 U.S. Large Cap WM US Large Cap/Growth - Individual Securities N/A 35.5% $17,750,000 U.S. Small Cap ClearBridge Small Cap Growth SBPYX 3.0% $1,500,000 EAFE 25.0% 512,500,000 European Invesco AIM European Growth AEDYX 7.5% $3,750,000 European db X-Trackers MSCI Europe Hedged Equity Fund DBEU 7.5% $3,750,000 Japan Wisdomtree Japan Hedged Equity DXJ 7.0% $3,500,000 Pacific ex-Japan iShares MSCI Pacific ex Japan EPP 3.0% $1,500,000 Emerging Market 4.0% $2,000,000 Core Emg Mkts Equity Aberdeen Emerging Markets Fund ABEMX 2.5% $1,250,000 Emg Mkts Asia Equity Invesco Asia Pacific Growth Fund ASIYX 1.5% $750,000 Fixed Income & Cash 24.5% $12,250,000 Municipal Bonds WM Intermediate Tax Exempt Fixed Income — Individual Securities N/A 16.0% $8,000,000 High Yield Bonds Blackrock High Yield Fund BHYIX 3.0% $1,500,000 Intl Bonds- Hedged Emerging Market Bonds MFS Emerging Market Debt Fund MEDIX 1.0% $500,000 TIPS BlackRock Infl Protected Bond Fund BPRIX 1.0% $500,000 Cash 3.5% $1,750,000 Alternatives 8.0% $4,000,000 Hedge Funds 7.0% $3,500,000 Non-directional HF Prisma Spectrum Fund N/A 3.0% $1,500,000 Directional HF Lighthouse Global Long/Short N/A 4.0% 52,000,000 Commodities Deutsche Enhanced Commodity Strategy SKIRX 1.0% 5600,000 Total 100.0% $50,000,000 Source. *Cana, sources Last asset allocation change was March 22 2016 and is reviewed monlity. Allocation recomrnendanons are subject to change without notice. The 'alrategic allocation- represents our Icinger term outlook on portfolio diversification and serves as a frame of reference for cur short-term tactical adjustments for U S. dents. Actual portfolio composition and performance »1 vary wrthin the strateg* range baited upon active

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