Deutsche Bank AG, London Branch SOUTHERN FINANCIAL LW 6100 RED IlOOK. QUARTER 04 ST, THOMAS. US VA Dear Sirs. Commodity Index Swap Our ref: 926017511 (454197689)v2 Deutsche Bank AG, London Branch Commodity Index Operations Winchester House 1. Great Winchester Street London EC2N 208 Email: London Direct Line. 15 January, 2013 The purpose of this agreement (this 'Confirmation') is to confirm the tenns and conditions of the Commodity Swap Transaction entered into between Deutsche Bank AG London Branch (Tony N) and SOUTIIERN FINANCIAL LLC ('Pony R) on the Trade Date specified below (the 'Transaction'). The definitions and provisions contained in the 2006 ISDA Definitions, es published by the International Swaps and Derivatives Association, Inc. (the 'Swap Definitions") and in the 2005 ISDA Commodity Definitions. at published by the International Swaps and Derivatives Association. Inc., and together with the Swap Definitions. the "Definitions"). are incorporated into this Confirmation. For the avoidance of doubt capitalised twits used in this Confirmation shall have the meaning as defined in the Definitions. In the event of any inconsistency between the Definitions and this Confirmation, this Confirmation will govern. This Con firmation constitutes a 'Confirmation' as referred to in, and supplemcnts. fonns a part of and is subject to, the ISDA Master Agreement dated as of 28 October 2013 es amended and supplemented from time to time (the 'Agreement'), between you and Deutsche Bank AG. MI provisions contained in the .Agreement govern lbw. Confirmation except as expressly modified below. The terms of the Transaction to which this Con I irmation relates arc as fol rum.. I. General Terms Trade Date: I) January 2015 Effective We: 13 January 2015 Termination Dare: 13 January 2016 Notional Amount: USD 10,000,000.00 Reference index: DB WT1 Short Volatility II USD Index Index Sponsor: 1)euische Bank AG, London Reference Page: Bloomberg tic