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EFTA01455321

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Dr no ot Default and Verbration If the Notes have become ivanediately duc and payable following an event of default (as defined in the accompanying prospectus )with respect to the Notes, the Calculation Agent will detennine the accelerated Payment at Maturity due and payable n the same: general imnner as deserted in "Payment at Maturity" in this pricing suppkment. In that case, the business day preceding the date of aceekration will be used as the Final Valuation Date for purposes of detenriiing the accelerated Reference Asset Return (including the Final level) The accelerated Maturity Date will be the Mid business day following the postponed accelerated Final Valuation Date. lithe Notes have become nmediatch due and payable following an event of default, you will not be entitled to any additional payments with respect to the Notes. For more information. sec "Description of Debt Securities - Senior Debt Securities — Events of Default" in the accompanying prospectus. .thilitionel Diann 01 rite ?Was Business Day A -baseless day" means any day. other than a Saturday or Sunday. that is neither a legal holiday nor a day on which banking institutions are authorized or required by law or regulation to close in the City of New York_ Prement When Offices or Settlement Systems are Closed If any payment S due on the Notes on a day that would otherwise be a "busitess day" but is a day on which the office ofa paying agent or a settlement system S closed, we will nuke the payment on the net business day when that paying agent or system is open. Any such payment be deemed to have been nude on the original due dale, and no additional payment will be nude on account ofthe delay. Supfinswmal am of Distribution ((Malice% of triton,. tl Pursuant to the terns of a distribution agreement. MEC Securities (USA) Inc.. an affiliate of IISDC. will purchase the Notes from USW for distribution to J.P. Morgan Securities LIE and certain of its registered broker-dealer affiliat

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