Account Information Activity with respect to a Deposit Account, including the Program Banks in which your funds are invested and the interest rate paid to you, will appear on your periodic DBSI brokerage account statement. For each statement period, your DBSI brokerage account statement will reflect: (i) all deposits to and withdrawals from a Deposit Account; (ii) the opening and closing balances of a Deposit Account; (iii) interest earned on Deposit Account balances; and (iv) the detail of balances held in a Deposit Account at each Program Bank. You may contact your DBSI Relationship Manager to obtain information about the IDP deposits, including balances held on the books of each Program Bank, activity in the Deposit Account and the current interest rate paid to you. Waiver of Confidentiality You expressly give consent for federal or state bank and securities regulators to access your customer account information for audit and review purposes. Withdrawals All withdrawals necessary to satisfy debits in your brokerage or transaction accounts are made by Pershing as your agent. For example, a debit is created when you purchase securities or request withdrawal of funds from your brokerage account or when you write a check, or otherwise withdraw funds, such as through an Automated Clearing House. Checks written on your brokerage account are not drawn directly against the amounts deposited for you at any of the Program Banks, but the money is transferred back from the Program Banks to DBTCA as Settlement Bank and then to Pershing, and then used to satisfy your debit through the IDP. The funds necessary to satisfy debits in your DBSI securities account will first be obtained from free credit balances in your brokerage account, if any, and then withdrawals will be made from the IDP. Federal banking regulations require the Program Banks to reserve the right to require seven days prior notice before permitting a transfer of funds out of the Deposit Acco