MARGIN ADDENDUM TO ACCOUNT AGREEMENT READ AMC cJilm PrlO1.4f:Tn ./Thl5Fhi, A •MAkGIN..f‘rrell. INT a*Vittl t.:Clal/ .1 At ri Supplemental Terms and Conditions that Apply to Client Margin Account Any capitalized terms not otherwise defined herein or in the Margin Disclosures shag have the meaning specified in the Account Agreement and/or its Appendix annexed thereto. By signing this Agreement Client agrees to be bound by the Terms and Conditions in this Margin Addendum as well as those terms and conditions contained in the Account Agreement all of which are incorporated herein by reference. 1. Mechanics and Risks of Margin. Client represents that Client understands the mechanics and risks of using margin as explained in the attached Margin Disclosure which is incorporated herein by reference. 2. Financing. Client understands that the margin transactions in the Account may be financed by Pershing or DBSI. 3. Interest and Costs. Client agrees to pay interest on all sums borrowed and other balances due and costs incurred by Deutsche Bank in maintaining the Margin Account on Client's behalf. 0851 will deduct all interest charges from Client's Account. Interest charges will be reflected on Client's account statement. For additional information on interest charges, please refer to toe Annual Disclosurs Statement at hnp://www.psym.dblcom/amaricas/en/ annualdlsclosurestatement.html. To obtain the current schedule of rates visit: http://pwm.db.corn/pwm/en/ alexbrown_legal_overview.litml and click on 'DRAB Call Rate or contact the Client Advisor. 4. Client's Margin Loan Is a Demand Loan. As such. DBSI or Pershing has the right to demand at any time the immediate payment of all or any portion of a margin balance. 5. Liens. Client hereby grants to DBSI and its Affiliates a security interest in and lien upon all Securities and Other Property in the possession or control of DBSI, any of its Affiliates or Pershing, in which Client has an interest (held indi