c. In the event of the death of any owner, the stirinvor(s) shall ImmediateN give 0851 written notice thereof. DBSI may, before or after rocelying such notice take such action. require such documents, retain such securities and! or restrict transactions in the Account as necessary for its protection against any tax, liability, penalty or loss under any present orluture taws nr etherwkle. Any cost resulting from the.cieeth of any owner, or torough the exercise by any decedent's estate. survivors (including other Account owners) or representatives of any tights In the Account shall be chargeable MOMS! the Nutmeat Ihp survive/hi as weir as against the interest of Lieestate of the decedent. The estate et ma sloceonnt and each curve/el Onciuding other Account owners' shall Centime to be Jointly and severally gable to DBSI for any obligation of the joint account or net debit balance or ton in said account until such time ea DBSI distributes Me assets in accordance with Clients' Instructions. 22. Nondisclosure of Confidential end Material, Nonpublic, Information. During the course of business, employees of 08SI may come Iota possession pf confidential end materiel non-public tolormation linens Appeoebie Law. such employees are prohibited from Impropeny disclosing or 'using such Information for Molt personal benefit or for fire benefit of any ether parson. regardless of whether such other norson 0 a Client Of 08SI. Client understands than under Applicable Law, OBS( emoloyeeS ore prohibited flora COlnrnurdcating such information to Client and that DOSI shall have no reepohalbility or liability to Client for failing to disclose such Information. 23. Third Party Authorization; No Agana,. Chant agrees that It Client authorizes third pertY0eS) Oneluding, whnout limitation, any investment advisor or money manager) to act on Client's Account, such thirdPanYtosi shell be bound by the Tonne end Conditions of this Account Agreement. Client further agrees that unless