APPENDIX TO THIS ACCOUNT AGREEMENT: DISCLOSURES AND DEFINITIONS WIPOPTANT;PLEASE.13EADIHIS/APPENDIXwAwr4lrfwe.,,we. J.! w:404 rvO DISCLOSURES 1. Confirmations. Confirmations of transactions, as well as other communications will be sent to the address Client has provided, or to such other address as Client may hereafter give to DBSI in writing. and all communications so sent, whether by mail, private carrier, facsimile, messenger, electronically or otherwise, shall be deemed delivered to Client when sent, whether actually received or not. 2. Consent to Leen or Pledge of Securities and other Property. Within the limitations imposed by Applicable Law. all Securities and Other Property now or hereafter held. carried or maintained by or in the possession of OBSI that have not been fully paid fir may be lent to OBS( to Pershing or to others. and may be pledged, replertged, hypothecated or rehypothecated without notice to Client, either separately or in common with other &Kathie' end Other Property of OBSI's other Clients for any amount due In any account With DBSI in which Client has ao interest or for any greater amount, and DBSI may do so without retaining in its possession or control tor delivery a like amount of similar Securities anti Other Property. Client understands that while Securtin held for Client's Account(s) are loaned out. Client will lose voting rights attendant to such securities. For additional terms that apply tomargin accounts only. see the Margin Addendum. Neither Pershing. nor OBSI. Will lend or pledge fully paid fbr securities withoot Client's written permission. 3. Corrected and Late Trade Reports. DBSI miry receive late andfor erroneous trade reports from the marketplace where Client's order is executed. Any such reports may result in an adjustment to Client's order or the Mfomunion one trade exeoutinn.reponed to Client. 4. Effect of Attachment or Seciaestration of Acconnts. DOSI shell not boilable for refusing to obey any or