RIN II • 094 Alpha Group Capital LLC direct the enforcement of the loan and its related security package. In addition, a bank may act as agent for the lenders of a loan. In such cases, the relevant originator is dependent upon the actions taken by the agent on behalf of the lenders. Accordingly, the ability of the Issuer to direct the exercise of remedies and enforcement actions against such an Obligor will similarly be limited in the event that the Issuer attempts to takes action under any power of attorney granted by any originator from which the Issuer has purchased the related Collateral Obligation. Risks of Investing in Loans and Participation Interests The Issuer may acquire interests in loans either directly by assignment from the Selling Institution or, in certain instances, indirectly by purchasing a Participation Interest from the Selling Institution. Holders of Participation Interests are subject to additional risks not applicable to a holder of a direct interest in a loan. Participations by the Issuer in a Selling Institution's portion of a loan typically result in a contractual relationship only with such Selling Institution, not with the borrower. In the case of a Participation Interest, the Issuer will generally have the right to receive payments of principal, interest and any fees to which it is entitled only from the Selling Institution and only upon receipt by such Selling Institution of such payments from the borrower. By holding a Participation Interest in a loan, the Issuer will generally have no right to enforce compliance by the borrower with the terms of the loan agreement, nor have any rights of set-off against the borrower, and the Issuer may not directly benefit from the collateral supporting the loan in which it has purchased the participation. As a result, the Issuer will assume the credit risk of both the borrower and the Selling Institution, which will remain the legal owner of record of the applicable loan. In the eve