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EFTA01384988

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CERTAIN PROVISIONS OF MARYLAND LAW AND OF OUR CHARTER AND BYLAWS The following is a sununary of certain provisions of Maryland law and the material provisions of our charter and bylaws. Unless othernise indicated, the following summary assume that (i) the amendment and restatement of our charter approved by our stockholders on December 15, 2014 has become effective, (ii) the Internalization is completed and (iii) certain changes to our bylaws and other corporate governance documents that we erpect to snake prior to the completion of this offering have been made. Wide we believe that the following description coven the material aspects of these provisions, the description may not contain all of the infomtation that is important to you. For a more complete understanding of these provisions, we encourage you to read carefully this entire prospectus, as well as our charter and bylaws and the relevant provisions of Maryland law. Copies of our charter and bylaws will be filed as &tibia to the registration statement of which this prospectus forms a part and the following summary, to the extent that it relates to those documents, is qualified in its entirety by reference thereto. See "Where You Can Find More Information." Number of Directors: Vacancies Our charter provides that the number of directors is nine, which number may be established, increased or decreased only by our Board of Directors pursuant to our bylaws, but may not be less than the minimum number required under the MGCL, which is one, or, unless our bylaws are amended, more than fifteen. Upon completion of this offering, subject to the terms of any class or series of preferred stock, any and all vacancies on our Board of Directors may be filled only by the affirmative vote of a majority of the remaining directors in office, even if the remaining directors do not constitute a quorum, and any individual elected to fill such vacancy will serve for the remainder of the full term of the direc

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