S-1/A Table of Control& as the merchant acquirer for the business. we arc eligible to receive one or more of the following: (1) a foe from the card issuing financial institution for running the transaction through the STAR Network; (2) a fee from the card issuer for obtaining the authorization: (3) a fee from the business for acquiring the transaction, recognized in the OBS segment; and (4) a network acquirer fie from the business for accessing the STAR Network. There are other possible configurations of transactions that result in us receiving multiple fees for a transaction, depending on the role we play. Our Stored Value Network Solutions provide a range of services to facilitate commercial and digital prepaid transactions, which are similar to debit payments, but the funds used to settle these payments are funded in advance by the account or card holder. Our commercial prepaid offerings are primarily sold to businesses and arc comprised of: ValueLink - Provides card and account issuing, program management. and transaction processing seniccs for a range of prepaid card programs. Our closed-loop prepaid programs include gift, incentive, and rebate cards. We sent over 200 brands globally and several thousand SMI3s. Our programs include rcloadablc and non-reloadable prepaid cards, and may be used with a variety of mobile applications. • Money Network — Provides open-loop electronic payroll distribution solutions that reduce or eliminate an employer's expense associated with traditional paper paychecks and helps employees without bank accounts avoid check cashing fees. The solution also provides important employee security as the funds are stored on the account, not as cash that can be lost or stolen. Money Network accounts can be used at any business location that accepts Visa or MasterCard branded cards, includes a packet of checks to be used to pay bills and avoid the cost of money orders, and offers a web portal to track account activity. Oft—