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X- UA Table of Contents ( 'at cgor, Service Alternative Markets Atemham Cash Advance Description Working capital fmancing for businesses. Benefits • Simple one-page application with no application fees • Receive funds in as fcw as three to five days • No fixed term or monthly payment • Automatic repayment through partial withholding of daily card sales PayLucky Solutions Suite of payment solutions for online gaming operators and land-based casinos to enable funds collection and payouts. • Broad range of payment solutions for funds-in and payouts • Immediate player access to funds • Advanced analytics to minimize risk Global Financial Solutions Our Global Financial Solutions segment provides financial institutions, which include bank and non-bank issuers such as retailers with proprietary card portfolios, with a broad range of solutions that enable them to offer financial products and solutions to their customers. We serve over 1,200 financial institutions globally and deliver value to clients through a variety of channels. including end-to-end outsourced processing. managed services, and various software delivery models utilizing our proprietary VisionPLUS application. Our services include credit card and loan processing. commercial payments. and related supporting products. In 2014, we processed 6.5 billion transactions on our platforms In 2014, (iFS managed 694 million card accounts on file in the United States, up 4% over 2013 and 153 million card accounts on file outside the United States, up 7% over 2013. Our OFS clients include some of the world's largest financial institutions, which we serve across 90 countries. Our largest service in this segment is issuer processing. which helps banks and non-bank issuers provide credit, commercial, and retail card programs to their account holders. We also provide licensed and managed platforms for processing activities to financial institutions globally. Depending on the market. our solut

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