' This Act serves to implement Directive 2014/49/EU of the European Parliament and of the Council of 16 April 2014 on deposit guarantee schemes (0J L 173 of 12 June 2014, page 149). Chapter 3 Compensation procedure Section 12 Section 13 Section 14 Section 15 Section 16 Section 17 Section 18 Section 19 Section 20 Section 21 Notification of the depositors that the compensation event has been determined Languages to be used in the compensation procedure Examination and settlement of claims for compensation Exclusion, deferral and suspension of compensation Subrogation following payment of compensation Part 3 Deposit guarantee schemes Chapter 1 Financing of and target level for deposit guarantee schemes and use of funds Financing of and target level for deposit guarantee schemes Available financial means Calculation of contributions: methods for calculating contributions Use of available financial means Duty of confidentiality and confidentiality of data Chapter 2 Statutory compensation schemes Part 1 Establishment of statutory compensation schemes; assignment of CRR credit institutions Section 22 Section 23 Section 24 Section 25 Statutory compensation schemes Authority to issue orders Assignment of CRR credit institutions to a statutory compensation scheme Legal consequences of a change of statutory compensation scheme Part 2 Obligation to pay contributions; use of contributions and payments to cover the amount of funds required Section 26 Section 27 Section 28 Section 29 Section 30 Section 31 payments Section 32 Section 33 Obligation to pay annual contributions and make one-time payments Obligation to pay extraordinary contributions and make extraordinary payments Determination of the amount of funds required if a compensation event occurs Use of extraordinary contributions to cover the amount of funds required Use of loans to cover the amount of funds required; extraordinary payments Reporting obligation; repaym