S- I/A disclosure of contingent assets and liabilities. Actual results could differ from the Company's estimates. To the extent that there are material differences between these estimates and actual results, the Company's financial condition or operating results will be materially affected. The Company bases its estimates on past experience and other assumptions that the Company believes are reasonable under the circumstances, and the Company evaluates these estimates on an ongoing basis. Significant estimates, judgments and assumptions in these consolidated financial statements include those related to provisions for uncollectible receivables related to merchant cash advances (-MCAs''), provisions for transaction losses, useful lives for depredation and amortization, valuation of acquired intangible assets, testing of goodwill impairment, valuation of long lived assets, acquisition accruals and preacquisition contingencies, valuation of deferred tax assets, provisions for uncertain tax positions, capitalization of software costs, and assumptions used for the recording of share-based compensation. Unaudited Interim Financial Statements The accompanying consolidated balance sheet as of September 30, 2015. the consolidated statements of operations. comprehensive loss and cash flows for the nine months ended September 30. 2014 and 2015, and the consolidated statement of stockholders' equity for the nine months ended September 30. 2015 and related note information are unaudited. The unaudited interim financial statements have been prepared on the same basis as the annual consolidated financial statements and, in the opinion of management, reflect all adjustments, which include only normal recurring adjustments, necessary to present fairly the Company's financial position and stockholders' equity as of September 30, 2015. and the results of operations, comprehensive loss and cash flows for the nine months ended September 30, 2014 and 2015. The financial