Appendix B - TALF Assessment 1.1 Monthly Term Asset-Backed Securities Loan Facility AML/NCA File Assessment - Overview The DBUS AML Compliance Unit ("AML Unit') will conduct Monthly AML/NCA TALF Borrower File Review Assessments ("File Review') on five (5) randomly selected new client adoptions files affected by Global Markets (GM) to evaluate the adequacy of the AML aspects of the new client adoption process for TALF borrowers. This File Assessment is designed to assess the AML controls of TALF related new client adoption processes instituted by Global Markets as well as escalation processes for high risk accounts and Specified Borrowers as defined by DBUS AML Policy and the Term Asset-Backed Securities Loan Facility ("TALF") Requests Desktop Procedure (CAG). The File Review will focus on the functional aspects of the required new client adoption processes surrounding AML compliance including, Customer Identification Program elements (Notification, Identification, Verification, Retention) as well as verification documentation, as appropriate. The File Review will also include a qualitative review of PCR and RDC alerts (if any) and the decisioning around escalation processes as defined within DBUS policy. Elements specific to TALF (controlling person details, collection of ownership information, etc) will also be reviewed. As part of the File Review, the AML Unit will take into consideration DBUS AML policy, TALF Borrower procedure, applicable USA PATRIOT Act provisions (Section 326) as well as regulations and guidance administered by applicable Self Regulatory Organizations (i.e. NYSE. NASD) and the Federal Reserve. 2.1 File Review Procedures - Step 1 — Communication to Management The AML Unit will notify TMG-QA and CAG (via e-mail or other communication) that a File Review will be executed on AML aspects of new client adoption for the previous month. Step 2 - Obtain a list of TALF borrower new client adoptions for previous Quarter The AML U