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Strategic and tactical allocations Proposed allocations for taxable client (where hedge funds are suitable) Income Strategic Tactical Growth & ircome Strategic Tactical Growth. Strategic Tactical Maximum Growth Strategic Tactical CRAMS 49.0% 67.0% 64.5% U.S. Large Cap 15.0% 15.0% 23.5% 23.5% 33.0% 33.0% 42.0% 42.0% U.S. Small Cap 2.0% 1.5% 2.5% 2.0% 3.5% 3.0% 4.0% 3.0% EAFE 11.5% 11.0% 17.0% 16.0% 22.5% 21.5% 29.0% 27.5% European 7.5% 7.0% 11.5% 10.5% 150% 14.0% 20.0% 18.5% Japan 2.5% 2.5% 3.0% 3.0% 4.5% 4.5% 5.5% 5.5% Pacific ex-Japan 1.5% 1.5% 2.5% 2.5% 3.0% 3.0% 3.5% 3.5% Emerging Market 4.0% 3.5% 6.0% 5.5% 8.0% 7.0% 9.5% 8.5% Core Emir Mkts Equity 2.0% 3.5% 4.5% 5.5% Erna Mkls Asia Equity 1.5% 2.0% 2.5% 3.0% Frxtsi Income & Cash 58 5,s 40.5% 24.0% 7.0% Municipal Bonds 50.5% 50.5% 32.0% 32.0% 16.0% 16.0% High Yield Bonds 2.0% 3.0% 2.0% 3.0% 2.0% 3.0% 2.5% 4.0% Intl Bonds- Hedged Emerging Market Bonds 2.0% 2.5% 2.5% 3.0% 2.0% 2.5% 2.5% 3.5% TIPS 2.0% 2.0% 2.0% 2.0% 2.0% 2.0% Cash 2.0% 3.0% 2.0% 3.5% 2.0% 4.0% 2.0% 4.5% Z2521==l1 90% 1O5% 9.0% 8.5% Hedge Funds 7.0% 7.0% 8.5% 8.5% 7.0% 7.0% 6.0% 6.0% Non-dlrectional HF 5.0% 5.0% 4.5% 4.5% 3.0% 3.0% Directional HF 2.0% 2.0% 4.0% 4.0% 4.0% 4.0% 6.0% 6.0% Cornmodkies 2.0% 1.0% 2.0% 1.0% 2.0% 1.0% 2.5% 1.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% Source. internal sources. Last asset aecication change was 'i015 and is reviewed monthly Allocation reocrnmentionoris we subject to change without notice. The 'strategic allocation' represents our longer term outlook on ponfollo &vete/tic-4bn and serves as a frame of reference for our short-term tactical adjustments for U.S. clients Actual portfolio 00111DOSbOri and performance will vary within the strategic range based upon active market judgmen

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