14. Satisfaction of Indebtedness and Assignment of Rights. Client agrees to satisfy. upon demand, any indebtedness, including any interest and commission charges and to pay the reasonable costs and expenses of collection of any amount Client owes to DBSI, including reasonable attorneys' fees and court costs. Client agrees that DBSI or Pershing may execute or assign to earth other or any third party any rights or ebiigations Client granted under this Account Agreement, including but not limited to the right to collect any Obligations, or liquidate any Securities and Other Property held in Account(s). 15. Fees. Client enderstanos that DBSI charges on Annual Account Fee for certain aveounts end may charge service teas. processing fees and/or other fees or commissions, for the transactions and other services provided, more fully described in the Annual Disclosure Statement, at http://www.pwm.db.corramericas/arannualdisclosurestatement. html. Client understands that these fees will be thfirged to Accounts) and authorizes DBSI to deduct such fees from Client's Account(s). 18. No FDIC Insurance, Not Obligations of Any Bank. Client understands that the assets in Client's Account are subject to the risk of partial or total lose dde to' market fluctuations or the insuNeney of the isauer(s). The assets in Client s Account (including all related cash balances and shares of any Mutual Fund) are not deposits or other obligations of DBSI, Deutsche Bank AG. Pershing or any other bank, are not guaranteed by DBSI, Deutsche Bank AG, Administrator, Book or any other bank, and ate not insured by the Federal Depnsit Insurance Corporation (FDIC). Monies held in the Insured Deposit Program (IDP) may be FDIC insured while those monies are held in a depository account at a participating bank as described in the IDP Terms and Conditions. Client may from time to time be offered investmenr nreducts for which DBSI or Deutsche Bank AG is an obligor. These products may be complex