PRIVATE CLIENT SELECT') a division of Risk Specialists Companies Insurance Agency, Inc. dn:da RSCIA in NH. UT & VT 300 South Riverside Plaza Chicago. Il 00606 Lexington Insurance Company Issuing Company Renewal Declarations Page THE INSURER IS NOT LICENSED IN THE STATE OF NEW YORK AND IS NOT SUBJECT TO ITS SUPERVISION. Your Declarations Page shows at a glance the coverage you have and your premium. Your Declarations Page is part of your policy. Please read your policy carefully, Including your Declarations Page and any attached Endorsements, for a description of your coverage. Policy Number 005427401 Renewal Of: 004437478 Name of Insured and Mailing Address: LS.J, LLC & Jeffrey E.:Epstein cro HBRK Associates Inc PO Box 400 New York, NY 10150 United States Of America Period: 05/16/2011 to 05f15/2012 At 12:01 A,P4 standard time at your mailing address shown below Agency Name, Address, Phone Number & Code: Marshall & Sterling Insurance 5021 Anchor Way Gallows Bay Marketplace Christian sted,VI 0 20.467I The kind of losses that are covered and any special limits or deductibl that apply, are explained in detail in your Policy. Summary of Coverage by Location: Little St. James Island No. 6B, in Hous/St. Thomas, USV oo8ca COVERAGE House Other Permanent Structures Contents Additional Living Expense Liability Medical Payments Deductible: See Schedule of Insurance PAYMENT BASIS COVFRAGE LIMIT See Schedule Of Insurance Endorsement See Schedule Of Insurance Endorsement Replacement Cost Summary of Coverage by Location: Little St. James Island No. 6 $2,815,000 37.032,000 $1,135,260 $844,500 $0 SO ()cation Premium: $182,093.00 , Mechanical Build g, St. Thomas, USV 00801 rOVERAGF House Other Permanent Structures Contents Additional Living Expense Liability Medical Payments Deductible: See Schedule of Insurance PAYMENT BASIC Replacement Cost Replacement Cost Replacement Cost Summary of Coverage by Location: Little St. Jam