Dear inStream Series A Preferred and Convertible Note investors, The last 4 months have been both very busy and productive for inStream. In summary, the company is now well positioned to realize significant growth on all levels in 2015. The highlights are as follows: Sales On October 20th, Buckingham Asset Management/BAM Advisor Services, one of the country's largest independent wealth management enterprises announced that it had selected the inStream planning-centric wealth management software platform to serve the more than 370 advisors representing the more than 140 client firms in its network. This announcement was the culmination of a nine month, 50+ meeting/call enterprise sales effort involving the entire inStream team and is a true "game changer" due to both Buckingham/BAM's size and its stature as one of the leaders in innovation in the wealth management arena. This strategic partnership was announced at the BAM Alliance 2014 Annual Conference by BAM Managing Director Al Sears who devoted nearly 2 minutes of his 45 minute "5 Year Strategic Vision" presentation to inStream. The press release is attached and video of Al Sears' announcement is accessible at the following link: http://vimeo.com/110146066 . With Mercer Global Advisors and Buckingham/BAM, inStream, in its first year of commercial operation, has signed two of the largest, highest profile, most desirable and most rigorous clients in the independent advisory arena. This conclusively validates both the value of inStream to advisors and provides comfort and visibility to wealth management firms small and large as they contemplate their next technology decisions. Usage inStream is now home to more than $6 billion of asset under management and more than 6,000 financial plans. These figures would position inStream as one of the top ten largest independent financial advisors if it were an independent advisory firm. They also provide a very tangible indicator of inStream's opportunity t