ui SUBJECT TO COMPLETION, DATED FEBRUARY 5, 2015 cut o.• Prospectus Supplement la 2 (To Prospectus dated October It 2013) O. b.. al in ..,. 3. c 0 JPMORGAN CHASE &CO. cr.- . to 4- DEPOSITARY SHARES a o E ill EACH REPRESENTING A 1/400" INTEREST IN A SHARE OF o mc u ... % NON-CUMULATIVE PREFERRED STOCK. SERIES Y %.• ta so so o ▪ We are offering depositary shares, each representing a 1/4006 interest in a share of our perpetual % '5 -c Non-Cumulative Preferred Stock, Series Y, SI par value, with a liquidation preference of 510,000 per share (equivalent to 525 per -cr depositary share) (the "Preferred Stock"). Each depositary share entitles the holder, through the depositary, to a proportional c c O 0 fractional interest in all rights, powers and preferences of the Preferred Stock represented by the depositary share. .6 t w : We will pay dividends on the Preferred Stock, when, as, and if declared by our board of directors or a duly authorized committee of a E in our board, at a rate of % per annum, payable quarterly in arrears, on , , and of each O *C year, beginning on . Dividends on the Preferred Stock will not be cumulative. Upon the payment of any dividends on the D..= Preferred Stock, holders of depositary shares will receive a related proportionate payment. . >, yr C We may redeem the Preferred Stock on any dividend payment date on or after , in whole or from time to time in part, at a m in redemption price equal to SI0,000 per share (equivalent to S25 per depositary share), plus any declared and unpaid dividends, . t • without accumulation of any undeclared dividends. We may also redeem the Preferred Stock upon certain events involving capital kr!) treatment as described in this prospectus supplement, subject to regulatory approval. If we redeem any Preferred Stock, the .70- depositary will redeem the related depositary shares. ii. = See "Risk Factors" beginning on page 5-6 for a discussion of certain