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EFTA01177598

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From: Tazia Smith a> To: [email protected] Cc: aul Monis Vahe Stepanian Subject: RMBS... [I] Date: Thu, 13 Feb 2014 17:20:38 +0000 Inline-Images: unnamed; unnamed(1) Classification: For internal use only Jeffrey - Tried you on your cell (I hope Paris is fantastic! we're under mountains of snow here). Wanted to speak on your non-agency RMBS positions. Harry and I talked about the drop in payment on your GS B1. The concern was that the B3 subordinate to your own sub had stopped paying, your own payments on the B1 were affected as well. You can see the traders comments directly below — the view being that the pipeline of underlying loans should recover from temporary gaps in payments. The traders noted that the underlying on 4 of 5 that you own are relatively cleaner, seasoned collateral (2003-05) and should recoup over their life. That said, most of the tranches you own will be subject to some degree of losses. On your GS for example, our traders note that there's 5% of credit enhancements on your Bls and -9% of delinquency on the underlying pool. I'm not certain on your impetus for buying these over the spring and wanted to clarify. Don't believe you need to sell into this, but we wanted you to have live levels in case you want to get out. Here's the desk's bids for your positions: Face CUSIP Description Bid 4,500,000 12669DYSI Countrywide Home Loans Ser 03-1(B1) 70.5 8,250,000 378961AV8 Global MTG Securitization Ltd (B2) pass (think this is european collateral, will get your original prospectus and follow up) 10,000,000 45254NNC7 Impac CMB TR 2005-2 (1M2) 60.5 1,290,000 939336520 Washington Mut Mtg Secs Corp (CB2) 70.0 1,500,000 36242D7X5 GS MTG Secs Corp (B1) 80.0 Source: DB Non-Agency RMBS Trading as of 2/13/14 From: Brian Clark Sent: 02/12/2014 03:41 PM CST To: Tazia Smith Subject: GSR 2005-5F B1 [I] I took a deeper dive into this. And it looks like all hope is not lost. It may enter a period of little or no

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