J.P.Morgan June 13, 2011 Mr. Paul Davies do Underwood Solicitors LLP 40 Welbeck Street London, WIG 8LN RE: Financial Trust Company Inc. Dear Mr. Davies, Our client Jeffrey Epstein has informed us that you have requested a Credit Reference Letter for Financial Trust Company, Inc. to indicate the interest in the property at Number 11 Cadogan Gardens, London for the company of Number Eleven Limited ( registration 03634473). JPMorgan Private Bank has had a satisfactory relationship with Jeffrey Epstein a major shareholder of Financial Trust Company, Inc. for the past nine years. Financial Trust, Inc. has maintained balances with JPMorgan Private Bank in the low eight figure range. Best Regards, 67" > — Janet Young Vice President THIS LETTER AND ANY INFORMATION PROVIDED IN CONNECTION HEREWITH ARE FURNISHED ON THE CONDITION THAT THEY ARE STRICTLY CONFIDENTIAL. THAT NO LIABILITY OR RESPONSIBILTY WHATSOEVER IN CONNECTION HEREWITH SHALL ATTACII TO JPMCB OR ANY OF ITS OFFICERS. EMPLOYEES. OR AGENTS. THAT THIS REPORT MAKES NO REPRESENTATIONS REGARDING THE GENERAL CONDITION OF THE SUBJECT. [ITS MANAGEMENTA OR [ITS/HIS/HER] FUTURE ABILITY TO MEET MS/HIS/HER] OBLIGATIONS. AND THAT ANY INFORMATION PROVIDED IS SUBJECT TO CHANGE WITHOUT NOTICE. 381257 'IOC) Stanton Ctinc:lio-d Rued. N ai BIAOrgal for ;PMe,garr Chace Bruck,'" EFTA01125020