SECOND AMENDMENT OF PROMISSORY NOTE THIS SECOND AMENDMENT OF PROMISSORY NOTE, effective Augustli 2010, by and between Adam Bly ("Borrower) and Jeffrey E. Epstein ("Lender). WHEREAS, the Borrower executed and delivered to Lender that certain Promissory Note, dated February 16, 2010, payable to the order of Lender in the original principal amount of Three Hundred Thousand Dollars ($300,000) (the "Original Note"), which Original Note evidences a loan in such amount made by Lender to the Borrower (a copy of the Original Note is attached as Exhibit A hereto); WHEREAS, the Original Note is secured by that certain Pledge Agreement, dated February 16, 2010, by Borrower in favor of Lender (the "Pledge Agreement) (a copy of the Pledge Agreement is attached as Exhibit B hereto; WHEREAS, the Original Note was amended by the Borrower and the Lender (the "Amended Note") pursuant to the provisions of that certain First Amendment of Promissory Note, effective as of June 16, 2010, attached as Exhibit C hereto (the "First Amendment of Promissory Note"), which among other things (1) extended the Original Note's Maturity Date (as such term is defined in the Original Note) from June 16, 2010 until August 16, 2010 (the "First Amended Maturity Date"); and (2) increased the rate of interest payable (both monthly and upon maturity) on the principal balance outstanding under the Original Note from eighteen percent (18%) per annum to twenty-four percent (24%) per annum (the "Amended Interest Rate"); WHEREAS, the Borrower and Lender have agreed to further amend the Amended Note to extend the Amended Maturity Date from August 16, 2010 until October 15, 2010, subject to, and upon, the terms and conditions contained in this Second Amendment of Promissory Note; NOW, THEREFORE, in consideration of the foregoing premises and other good and valuable consideration, the Borrower and the Lender hereby agree as follows: 1. All capitalized terms used herein but not otherwise de