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EFTA01116651

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Tibbar Energy USVI, LLC Tibbar Energy USVI, LLC,Biomass Renewable Energy Project, St. Croix, U.S. Virgin Islands (USVI) Tibbar Energy USVI, LLC ("Tibbar") is seeking a $35 million Bridge Loan to provide required bonds and an insurance policy for final design as required in the lease agreements with the St. Croix Water and Power Authority ("WAPA") and Virgin Island Power Authority ("VIPA"), and bring current critical outstanding vendor payments required for close in order to begin construction of a new biomass renewable energy facility in St. Croix, USVI. Financial Summary o The total project CAPEX is $112.0 million, with a funding approach of 75% debt ($84M) and 25% equity ($28M). The founder of Tibbar and seed investors have invested approximately $7 million in this venture to date. o Tibbar has finalized a Term Sheet from CoBank to provide the construction loan. The $35 million bridge loan is required to meet the conditions president in order to secure the construction loan. o Tibbar is in the process of finalizing the long term debt financing plan with the United States Department of Agriculture —Rural Utilities Services (RUS) Energy Loan Program. o The term sheet with CoBank details terms in place, with an RUS take-out as it provides Tibbar's debt financing for the length of the PPA (25 years) at 3.88% fixed interest rate after construction loan. Project Economic Summary o Investment to date (appx.) = $7 million o Fully Executed PPA with St. Croix Water and Power Authority for 7MW over 25 years (and a 5 yr option) averaging $0.25/kWh (12/31/15 commencement) o Average annual I total (25 yrs.) ATCF* = $65m I $157m o Average DCSR* = 3 a 30% Investment Tax Credit of $175m available within 18 mos. After construction commencement* o Projected Year 1 EBIDA = $10.3 million** (based on current consumption and PPA) o Aggregate projected project revenue** = $379+ million o Currently targeting December 2016 as the commencement of operations date; i

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