OMB Approval No. 3245-0201 Expiration Date: 11/3012012 FEE DISCLOSURE FORM AND COMPENSATION AGREEMENT For Agent Services In Connection With an SBA 7(a) Loan Purpose of this form: Section 13 of the Small Business Act (15 USC §642) requires that a small business SBA loan applicant ("Applicant") identify the names of persons engaged by or on behalf of the Applicant for the purpose of expediting the application and the fees paid or to be paid to any such person. 13 C.F.R., Part 103.5 requires any Agent to execute and provide to SBA a compensation agreement ("Agreement") showing the compensation charged for services rendered or to be rendered to the Applicant or lender in any matter involving otheparty r "Agent" compensationnder, loan packager, referral agent, accountant attomem_con antpi any mat receives trona representing an Applicant in connection with an si3A loan. t C.F.R. Part 103 and sections 120.221, and 120.222 contain the rules governing compensation of Agents in connection with a 7(a) loan. These rules may be found at www.sba.govilibrary.) A 7(a) participating lender ("Lender") may charge an Applicant reasonable fees for packaging services that are customary for similar lenders in the geographic area where the loan is being made. The Lender must advise the Applicant in writing that the Applicant is not required to obtain or pay for these services if they are unwanted. The Lender cannot charge an Applicant any commitment, bonus, broker, commission, referral or similar fee. If an Applicant chooses to employ an Agent to represent the Applicant, compensation an Agent or the Lender charges to and that is paid by the Applicant must bear a necessary and reasonable relationship to the services tictidigt npnens edesciagfintiraetigeneinaPigfinfRitgratruteicig asirayrrri° cvolthielciliggdWiarallaa nasSaffe or :re iligiCigitrenatWornetwiSitetfigTgcsIn tifilni) nota figraitetvpbpluigkkiaitsd;11>eataFT Aistellsevygrdee§glAISkelmISel the amount of com