TO: 80810577/5192764 03Nov15 0528 EST FROM: DEUTSCHE BANK AG PAGE 001 Deutsche Bank AG, London Branch Cross-Currency Non-Deliverable Forward FX Transaction Our ref 1110119325-1 PRIVATE CLIENT SERVICES PWM ALEX BROWN AC SOUTHERN FINANCIAL LLC 1 SOUTH STREET BALTIMORE 21202,MARYLAND.UNITED STATES *1 4435414739 Dear Sirs, 3 November, 2015 Deutsche BankAG. London Branch FX Cools Operations Winchester House 1. Great Winchester Street London. EC2N2D3 Salt DEUT Gla2L Direct isle: 444 207 541 1709 Direct Fax +44 207 545 6338.46366 The purpose of this letter agreement is to confirm the terms and conditions of the Non-Deliwira tie FX Transaction entered inb between us Deutsche Bank AG, London Branch ("Party A") and PRIVATE CLIENT SERVICES PWM ALEX BROWN AC SOUTHERN FINANCIAL. LLC (Tarty B") on the Trade Date referred to below (the 'Transaction") The definitions and provisions contained in the 1938 FX and Currency Option Definitions (as published by the Intematiorel Swaps and Derivatives Association, Inc., the Emerging Markets Traders Associaton and The Foreign Exchange Committee) are incorporated into the Confirmaton In the event of any inconsistency between those defkubore and prowsons and this Confirmation, this Confimiabon )All govern If you and we are parties to erther an ISDA Interest Rate and Currency Exchange Agreement (for when purposes the Transaction shall constitute a "Swap Transaction") or an ISDA Master Agreement (In each case an 'Agreement') then this Confirmation supplements, forms part of and Is subject to such Agreement If you and we are not yet parties to an Agreemert then this Confirmation evidences a compete and binding agreement between Party A and Party B as to the terms of the Transaction to wind) the Confirmation rebates in addition Party A and Party B agree to use all reasonable efforts promptly to negotiate, execute and deliver an agreement in the form of the ISDA Master Agreement (Mullicurrency - Cross Border) (the