From: "Kirschner, Elyse" To: Jeffrey Epstein <jeevacation®gmail.com>, "McCaffrey, Carlyn" Subject: RE: Date: Mon, 22 Apr 2013 00:17:14 +0000 Attachments: Leon Black_Split_Dollar_Insurance_MemoiRevised_December_2011_New).doc I think that the 1999 insurance trusts actually own the policies. Please see the attached memo. There is some background on the split-dollar policies discussed. Elyse G. Kirschner I Partner McDermott Will 8, Eme LLP 340 Madison Avenue, New York, NY 10173 www.mwe.com From: Jeffrey Epstein [maittoleevacation@gmalkoom] Sent: Friday, April 19, 2013 10:07 AM To: McCaffrey, Carlyn; Kirschner, Elyse Subject: Apollo iv ltd , holds the split dollar policy of leon. it is a ltd partner of Black family partners. im told it has ( HAD? ) nominal value, but it has paid the premiums on the insurance with moneys from bfp. do you have the history of this,? The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to [email protected], and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved *** ***** **a* IRS Circular 230 Disclosure: To comply with requirements imposed by the IRS, we inform you that any U.S. federal tax advice contained herein (including any attachments), unless specifically stated otherwise, is not intended or written to be used, and cannot be used, for the purposes of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter herein. This message is a PRIVILEGED AND CONFIDENTIAL commu