From: "Jennie Saunders" To: <[email protected]> Subject: Re: Fw: Dangene McKay Bailey (NY) LLC 20ny0994730.2 Date: Fri, 25 Feb 2011 14:25:12 +0000 Will get that for u asap CORE: Jennie Saunders I Founder & Chairman I 66 East 55th Street New York NY 10022 I Main: 212 486 6600 I Mobile: I www.coreaccess.net From: Jeffrey Epstein [mailto: Sent: Friday, February 25, 2011 09:20 AM To: Jennie Saunders Subject: Re: Fw: Dangene McKay Bailey (NY) LLC 20ny0994730.2 what are the terms of the line of credit„ you did not include that in the last emails On Fri, Feb 25, 2011 at 9:19 AM, Jennie Saunders < > wrote: Thoughts ? He is right that we used the entire line to take out the old high interest CC debt Dangene had... CORE• I Founder & Chairman 166 East 55th Street New York NY 10022iMain: 212 486 66001 Mobil I www.coreaccess.net From: Akinsemoyin, Mutiu A [mailto Sent: Friday, February 25, 2011 09:16 AM To: Jennie Saunders; DANGENE Subject: RE: Dangene McKay Bailey (NY) LLC 20ny0994730.2 Hi DM, Remember that in the beginning of this process, I had recommended that we do a loan to pay off Dangene's credit card with high rates and a line of credit to increase. We ended up setting up just the line of credit. A line of credit product is set up to increase cash flow from time to time. If line of credit is not paid down after some time, the bank can and will term it out i.e. turn your current line of credit into a loan where we will be collecting prindpal plus interest. I strongly recommend you take the loan. Your total credit with us will move from 100K to 190K. Keep in mind that interest paid on the loan is tax deductible. The bank is lending now, take advantage of it. Your team and I have all worked hard to get to this point. Mutiu Akinsemoyin Vice President JPMorgan Chase Business Banking 51 West 51st Street New York, New York 10019 EFTA00663892