From: Mark Lloyd < Ma> To: "jeevacation®gmail.com" <jeevacation®gmail.com> Date: Mon, 25 Jan 2016 08:18:51 +0000 Dear Jeffrey! Thanks for your message. Yes I feel bad, in fact worse than bad for this ongoing saga. I was promised a draft before Christmas, as I needed it in place before the New Year as I had agreed with Richard. However, my timeline didn't match my brother's, who was selling some shares and then had tax issues as a result which has delayed this whole process. Communication was then hampered by the fact he went back to New Zealand to join his boat. I will sort this one way or the other. I just feel dreadful for having let you down when you helped me out at my time of need. As ever, Mark Sent from my iPad EFTA00661942