10 1999 Account Number- FINANCIAL TRUST COMPANY, INC. Gift Processing The holiday season will soon be here. If you plan to make securities gifts this year, please notify us before December 1, 1999. This will provide us with sufficient time to process your request and meet the year-end deadline. Morgan Guaranty Trust Compan? of Nen York JPMorgan Confidential Page 1 of 7 Asset Account Portfolio October I - October 31, 1999 Table of Contents Page Portfolio Summary 2 Cash and Short Term 3 Trade Activity 4 Account Transactions 5 Account Officers Service Specialist: SCOTT/DENCKER FINANCIAL TRUST COMPANY, INC. C/O AMERICAN YACHT HARBOR Confidential Treatment Requested by JPMorgan JPM-SDNY-00036863 Chase EFTA00084830